Disclaimer

This disclaimer should be read in conjunction with the terms of service of the " Topcredit  Service Agreement " and " Topcredit Privacy Agreement ". Simply put, we want you to understand the important risk and compliance issues associated with trading on our platform.

Purpose

The purpose of this website is to provide professional, safe and reliable digital asset trading and asset management services for digital asset enthusiasts, stock enthusiasts and users around the world as much as possible without violating relevant laws and regulations. We are committed to promoting legal and transparent business activities and maintaining a good reputation among users, regulators and the digital asset industry.

business model

We are a global digital asset trading platform, or marketplace, where traders come to trade as buyers and sellers, often referred to as market traders and market takers. For the sake of clarity, the buyer and seller are dealing with each other, and Topcredit is not involved in the actual transaction. Users can log in totopcreditbank.com, and its related application programming interface or mobile application (website) to obtain the services provided by Topcredit. 

Disclosure : Trading is risky. The risk of loss in trading or holding digital assets can be substantial. Therefore, you should carefully consider whether trading is suitable for you in light of your financial situation.

regulatory environment

Digital assets are not money or legal tender. Digital assets such as Bitcoin and Litecoin are not backed by any government or central bank. At different times we may have some insight into the regulatory approach adopted by various government agencies; however, we will always fully comply with the rules and regulations of the countries in which we operate. At the same time, we regularly discuss with regulators and peers the best way to regulate digital asset businesses. In addition, Topcredit does not accept certain clients. In order to maintain a good reputation in the market and ensure a strong compliance market, if your country or region belongs to a jurisdiction that clearly prohibits digital asset transactions or is included in the list of relevant sanctioned countries, you should prohibit the use of this Services under the Website.

We cooperate with government authorities and comply with applicable regulations. As good corporate citizens, law enforcement may request information from us, and we will assist law enforcement investigations to track down and stop illegal activity if the law permits them. This also means that our platform is only available to law-abiding clients. We hope to provide you with services, and at the same time, we also hope that you can act legally and legally on our platform. 

The entire content of this agreement is concluded in accordance with relevant laws, and its establishment, interpretation, content and implementation are applicable to relevant laws and regulations; if users of this website violate relevant laws due to violation of the provisions of this statement, this website, as a service provider, shall It is obliged to improve the rules and services of the platform, but this site has no motive or fact of violating relevant laws, and does not bear any joint and several liability for the actions of users.

Our Anti-Money Laundering/Counter-Terrorist Financing Program

Through a risk-based multi-level control system, we have designed our anti-money laundering and counter-terrorist financing program to reasonably prevent money laundering and terrorist financing.

The program includes rigorous user identification procedures, including verification of the identity of individual and business users. In addition to obtaining identification documents, we also obtain the information of the beneficial owner of the institution/natural person from the non-natural person user. 

This includes continuous monitoring for suspicious activity. If we suspect or have reason to suspect suspicious trading activity, we will, at our discretion, submit a suspicious trading activity report to the local regulator. Often, suspicious transactions are inconsistent with a customer's known legitimate business or personal routine transaction activity. 

Anyone who logs in to this website in any way or directly or indirectly uses the services of this website is deemed to have voluntarily accepted the constraints of this website statement.

risk

5-1 Digital asset transactions are considered high risk. Digital assets are not backed by any government or central bank. Trading or holding digital assets can be risky. You should carefully consider whether interacting, holding or trading digital assets is suitable for you based on your financial situation. 

5-2 In any and all cases, Topcredit shall not be liable for any punitive, indirect, incidental, special or consequential losses or damages arising from the use of the platform, including but not limited to indirect personal damages, loss of business profits, interruption of transactions, loss of business information or any other related loss of interests.

5-3 There is a risk of loss in investing in securities or financial products , and Topcredit shall not be liable for any losses arising from the client's investment activities.

5-4 Due to malicious Internet hacker attacks, network server failures and other unpredictable factors, market information and other securities-related information may be wrong or delayed.

5-5 The information, market data, charts, diagrams, news, posts, comments, opinions, financial data, shareholder analysis, valuation analysis and stock diagnosis (collectively referred to as "information") contained in the Topcredit APP are from is an accurate and timely source. NEITHER, ITS AFFILIATES, AND ITS CONTENT PROVIDERS CANNOT:

(1) Make any representation or warranty as to the reliability, accuracy or completeness of the information;

(2) warrant that any information contained in the Topcredit app is uninterrupted or error-free; or

(3) will bear no responsibility for the use or dissemination of any such information.

To the extent permitted by law, Topcredit and its affiliates expressly disclaim any direct, indirect, special, incidental, consequential or punitive damages arising from or related to individuals or entities relying on the information contained on the Topcredit app Sexual loss or damage, including but not limited to any errors or omissions in the information contained on the Topcredit app, and any responsibility or legal liability to anyone.

The above information:

(1) For informational purposes only;

(2) does not constitute a recommendation for any financial product;

(3) Unless expressly authorized, it shall not be reproduced or redistributed;

(4) Can be withdrawn from time to time.

The above information is not intended and does not constitute an offer or solicitation to buy or sell any financial instrument. The value and income corresponding to the investment may rise or fall. Past performance is no guarantee of future performance.

5-6 The customer's network terminal equipment and software system may be illegally attacked or infected by viruses, resulting in failure to place orders or order failures. 5-7. If the client's network terminal equipment and software system are not compatible with the online trading system provided by Topcredit, resulting in the inability to place an order or the failure of the order, the customer can seek the customer service of Topcredit, and report such situations and obtain Technical Support. However, Topcredit cannot guarantee any financial compensation for (entrustment) failures caused by uncontrollable circumstances.

other agreements

This platform has the final right to interpret this agreement within the scope permitted by law. If there is any conflict between these statements and any other agreement you may have with Topcredit, the relevant laws and regulations shall prevail.

Topcredit Int official website: https://tope.com

Topcredit Int APP download: https://download.tope.com

Topcredit Int Telegram Chinese channel: https://t.me/Topcredit_International_Channel

Topcredit Int Chinese Community: https://t.me/Topcredit_International_GroupCN

Topcredit Int Telegram English channel: https://t.me/topcredit_Ann

Topcredit Int English Community: https://t.me/Topcredit_Int_GroupEN

Topcredit International H5 site: http://H5.tope.com

Twitter: https://twitter.com/TopcreditEx

Medium: https://medium.com/@Topcredit_International

Topcredit Int has always valued compliance obligations, adhering strictly to relevant requirements of regulators worldwide, and we ask that you comply with laws and regulations of your country or region.

Topcredit Int reserves the right to modify, change or cancel this announcement at any time and for any reason at its sole discretion without prior notice.